Environmental

Loan Portfolio supports environmental objectives

Environmental objectives have been introduced into the lending process. Two thirds of Hypo’s loan portfolio have been granted to housing companies for various renovations projects that help prolong the life of the building.

What is a Finnish Housing Company? 

 

Regional Rating

From the point of view of the mortgage lender, the energy solutions and durable building techniques of the property to be financed and its geographical location in relation to the risk of extreme weather events will be of particular importance. The Regional Rating -report Hypo publishes examines the Finnish regional housing market from a mortgage lender’s perspective, and considers several environmental, climate and other sustainability factors.

Link to Regional Rating -report (only in Finnish)

 

Cooperation with Nordic Investment Bank

Hypo has also been working with NIB for more than ten years through loan programmes targeted to environmental investments in residential buildings. The financing has been primarily intended for renovation projects that improve the energy efficiency of the housing companies.